In Colorado, summer isn’t just about hiking trails and rooftop patios—it’s also peak hail season. From Fort Collins to Colorado Springs, residents know that a clear blue sky can suddenly turn into a dark, thunderous storm cloud in the blink of an eye. And when those ice pellets start falling, your car’s windshield is one of the most vulnerable parts of your vehicle.
Let’s talk about what hail can do to your auto glass—and how insurance plays a role in getting things fixed.
Why Hail Is So Dangerous to Windshields
Hail damage can range from annoying to outright destructive. While most people associate hail damage with dents in a hood or roof, a hard enough strike can:
- Chip or crack your windshield
- Create spiderweb fractures that obstruct visibility
- Shatter side or rear windows entirely
- Weaken your glass so it’s more likely to crack later from heat or road vibrations
And because hailstones vary in size—from pea-sized to golf balls or even larger—it doesn’t take much for a sudden summer storm to cause expensive damage in seconds.
What Kind of Auto Insurance Covers Hail Damage?
Here’s the good news: Comprehensive insurance typically covers hail damage, including broken windshields and shattered windows. If you’re unsure what’s included in your policy, here’s what you should know:
- Comprehensive coverage is optional but common in Colorado due to our unpredictable weather.
- Most policies will cover windshield repair or replacement after a hailstorm, minus your deductible.
- In many cases, small chips caused by hail can be repaired at no cost to you.
Pro tip: If your vehicle was damaged in a major storm that hit your area, act fast. Insurance claims spike after large hailstorms, and glass repair shops book up quickly.
Quick-Set Auto Glass Can Help—Fast
If your windshield took a beating during a recent storm, we’ve got you covered. At Quick-Set Auto Glass, we work directly with most major insurance providers, making your claim process fast and hassle-free. And with our mobile service, we can come to your home or office to replace the damaged glass—no need to take time out of your busy schedule.
We’ll even help you figure out if your damage qualifies for repair instead of a full replacement, potentially saving you money.
Colorado’s summer storms are no joke—don’t let hail damage slow you down.
From all of us here at Quick-Set Auto Glass, drive safely out there Colorado!
